Saving the Parents

Parents can leave a legacy of financial health

Empty hospital bed

I woke up in the middle of the night – worried. What I heard yesterday broke my heart.

No parent should ever bury a child.  Yet it seems to be happening more often.

Parents, facing financial difficulty, are burying their children’s hopes and dreams. Right along with their own.  

Children, trying to solve the parents’ financial problems, are unprepared to shoulder that much responsibility. When the parents don’t get it (financially) the kids have to. Or generations could be lost.

It’s not that a lack of money makes you a bad person… Money only magnified who you are…

When a child stops dreaming of having, being and doing whatever she or he wants, it’s the end of childhood. It’s the end of this child. Financial stability is the ability to dream again, and to live the dream of making our children.

If parents are one paycheck away from disaster, so are the dreams of their children.

It made me sad hearing from young people yesterday, who were trying to make up for their parent’s job loss, lack of a budget, lack of an emergency fund or protection.

Parents don’t know what they don’t know. “Hey, ya never know” is not just a slogan for lottery tickets. it’s an observation about life.

You can’t spell life without “IF”. Stuff happens… And this post is not a condemnation of anyone. If anything, its about hope and learning about money through the eyes of a child THE RIGHT WAY.

How much potential pain and suffering could we potentially save them, but denying them a little now, in favor of:

A well funded emergency fund
A college fund
Proper protection
Debt elimination plan

No parent ever wants to bury a child. Financial literacy is key and its not just for you. Do it for your kids. Saving them is about saving you.

About candi sparks

Candi Sparks is a fully licensed financial professional and a Brooklyn mother of two. She works with private clients, business owners, the NYC Department of Education, faith based, non profit and community organizations on financial education and implementing financial strategies for success. Events are fun, interactive and solid financial information. Sparks Fly, financial literacy for YOU(th) Learn more so you can live more! toll free: 866.556.2432
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